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PREPAYMENT CHARGE ON LOAN CLOSURE - HDFC Bank Charge Prepayment charge

Complain ID : CCN030122   88   Complaint's Reply

Banks Complaint Complaint Date: January 4, 2018
Modified date: January 23, 2018
HDFC Bank Charge Prepayment charge (50114/- rs,@4.72 %) on My Personal Loan A/C No. (41905262) closure against issue Golden Edge category Personal loan to me (No Prepayment Charge).
Complaint Against / To: HDFC

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    Amitabh Verma

    HDFC charges 4% closing charge for golden edge personal loan scheme by Amitabh Verma:

    (5 of 5)

    My HDFC GOLDEN EDGE Personal loan account number is 51134375. I have taken personal loan of rupees 1250000 under Golden edge scheme, in which above 10 lacs loan amount , no pre closing charges applied.
    After completion of 1 year, When I visited to personal loan branch to close this loan, the executive asked to 4 % charge for closing, that is 40000 rupees.
    I surprised that HDFC Bank is reputed bank and how it can cheat the customer. Now I am filing case in consumer court.

    Amitabh Verma
    amitabhverma.av@gmail.com
    8800096095

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    eConsumer Court (Online Upbhokta Forum) take the complaint directly to the escalation team of the company, which has the power to resolve your grievance. We send a well-drafted letter to the company, explaining the details of your complaint along with the inconvenience caused to you. Jago Grahak Jago is specially to help consumers to redress their issues and grievances. We ensure to take quick actions on every complaint filed by the customers. We work hard and tirelessly to resolve the case.